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SAVE AN AVERAGE OF $89/MONTH

BY LOWERING YOUR CAR PAYMENT

Over 304773 Loans Funded


Customers Save with rateGenius


RateGenius is a nationwide, web-based vehicle refinance loan broker. With more than 150 lenders across the country, rateGenius can find customers the most competitive vehicle interest rate to refinance their cars, trucks and SUVs.

Find out why we have an A+ rating with the Better BusinessBureau!

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For informational purposes only. Actual terms will vary. Interest accrued in the last 30 days not included. For more details, see Terms & Conditions.

Why rateGenius is Right for You


Save money with rateGenius

We work with over 150 lenders nationwide to provide you with the most competitive rates in the market. By refinancing your loan, you could lower your interest rate and drop your monthly payment by an average of $89/month!**


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**The average savings is based on all loans funded August 1, 2015 – July 31, 2016.

Better rates with rateGenius Insurance Agency

RateGenius' affiliate, rateGenius Insurance Agency Inc., works with 20+ carriers to help you save on your auto, home, boat, motorcycle, or RV insurance. We are committed to finding you the best coverage at the lowest price.


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Be prepared with rateGenius

Our top-rated products put power back in your hands. From GAP waivers that help protect you in case of a total loss, to vehicle service contracts that get your car back on the road after a breakdown; we have every service you need.


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Grow with rateGenius

We’ve taken our financial partnership to the next level. With free financial tips for all stages of your life, we are are dedicated to improving your lifestyle. Learn about car insurance, budgeting tips, and finance for life on our weekly blog.


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