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SAVE AN AVERAGE OF $78/MONTH^*

BY LOWERING YOUR CAR PAYMENT

Over 428671 Loans Funded

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Customers Save with rateGenius

RateGenius is a nationwide, web-based vehicle refinance loan broker. With more than 150 lenders across the country, rateGenius can find customers the most competitive vehicle interest rate to refinance their cars, trucks and SUVs.

Find out why we have an A+ rating with the Better Business Bureau!

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What our Customers are Saying

The process was easy, straight forward and I felt it was a very honest interaction. I've already recommended their services to several family and friends. I'll definitely use them again.

PHILLIP

RateGenius was very helpful in securing my refinancing loan for my vehicle at a reasonable rate. Within one week my loan was paid off. They are great and did what they say they would do. I already recommended my brother to them. Thank you rateGenius!
SYLVIA

Applied online and they found a lender the following day. I got an email 3 days later telling me the lender was processing the docs and within a day, a call saying the payoff check had been sent to my current lender. I got my docs from the new lender that day and my payment is $140 cheaper per month. Quick and EASY process!
DANA

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Calculate Interest Savings

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For informational purposes only. Actual terms will vary. Interest accrued in the last 30 days not included. For more details, see Terms & Conditions.

Why rateGenius is Right for You

Save money with rateGenius

We work with over 150 lenders nationwide to provide you with the most competitive rates in the market. By refinancing your loan, you could lower your interest rate and drop your monthly payment by an average of $89/month!*

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*This value was calculated by using the average monthly payment savings for all rateGenius customers from January 1, 2017 through December 31, 2017.

Better rates with rateGenius Insurance Agency

RateGenius' affiliate, rateGenius Insurance Agency Inc., works with 20+ carriers to help you save on your auto, home, boat, motorcycle, or RV insurance. We are committed to finding you the best coverage at the lowest price.

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Be prepared with rateGenius

Our top-rated products put power back in your hands. From GAP waivers that help protect you in case of a total loss, to vehicle service contracts that get your car back on the road after a breakdown; we have every service you need.