RateGenius is headquartered in Austin, Texas, and maintains a Regulated Lender license with the Texas Office of Consumer Credit Commissioner, and is a proud member of the Better Business Bureau. All lenders in the rateGenius network are well-established FDIC-insured banks, thrifts or licensed lenders.
In all states where rateGenius conducts business and where it is required, the company is licensed as a loan broker. In most states, rateGenius is also licensed to sell other financial auto products, such as GAP waiver, credit life insurance, accident health insurance, property and casualty insurance, limited line credit and/or warranties. In all states where rateGenius conducts such business, it is appropriately licensed, as well.