Security Statement

At rateGenius, refinancing your vehicle may be our primary goal, but the security of your personal information is our highest priority. Accordingly, we have taken several important steps using the most advanced technology available to ensure the information you provide is securely transmitted and stored.

Webpage Security

RateGenius uses only the most advanced and current hardware and software to protect your personal information when refinancing your car, truck or SUV. The areas on our website that ask for your personal information are delivered to your browser through HTTPS, a highly secure server communications layer.


Any information transmitted to rateGenius is encrypted through Secure Sockets Layer (SSL) technology, provided by industry leader Verisign, in order to make sure that your personal information cannot be viewed by anyone else on the Internet. Only rateGenius can decode the information once it is received.

Personal Passwords

In order for you to access your personal information and/or application, you are required to enter both a unique username and a personal password. This prevents unauthorized access to any information regarding your loan application for auto refinance. Passwords are encrypted for extra security and not even rateGenius employees have access to the password(s) you have entered. In addition, accounts are locked out after a few unsuccessful login attempts, preventing anyone from trying to figure out your password.

If you have any questions about how rateGenius works to keep your personal information secure, please contact us by email at or by phone at 866-728-3436.