Vehicle Products

Whether it's a vehicle service contract, guaranteed asset protection, or credit life, accident and health insurance, rateGenius has the right product to ease your worries about unexpected costs related to your vehicle.

Maintenance Coverage

Unexpected vehicle repairs can cause financial strain for most individuals. Vehicle service contracts provide maintenance coverage to your vehicle beyond the term of the manufacturer's warranty. By purchasing a vehicle service contract from rateGenius, you can extend the coverage period on your vehicle for up to 8 years or 125,000 miles. You'll receive coverage on most of the major components of your vehicle, such as the engine, drivetrain, transmission and electrical system.

Guaranteed Asset Protection (GAP)

In the event that your vehicle is totaled, your auto insurance provider will only pay for the book value of your vehicle at the time of the accident, which leaves you liable for the difference between what you owe and the value of the vehicle. GAP protection covers the out-of-pocket expenses that you would otherwise have to pay if your vehicle is totaled, protecting your from negative financial impact.

Credit Life, Accident and Health Insurance

Credit life, accident and health insurance helps decrease expenses if you pass away by providing monthly benefit payments to the creditor. This form of insurance provides additional income to help pay for things such as funeral expenses or outstanding loans.